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Renasant(NYSE) RNST

Market Cap$3.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+2,135%
5 Year+37%
1 Year+14%
1 Month-4%
$41.44
-0.93%
-0.39Today
Renasant last closing stock price
MetricPriceDate
Last closeUSD 41.832026-08-20
Renasant stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.52%USD 43.812026-08-13
1 month-3.97%USD 43.562026-07-21
3 month+2.61%USD 40.772026-05-22
Year to date+20.22%USD 34.792025-12-31
1 year+14.03%USD 36.682025-08-20
3 year+57.28%USD 26.602023-08-21
5 year+36.85%USD 30.572021-08-20
Since inception+2,134.52%USD 1.871992-04-24

Renasant Financials at a Glance

Market Cap

$3.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.25B

Net Income (TTM)

$314.06M

EPS (TTM)

$3.34

P/E Ratio

12.53

Dividend

$0.92

Beta (Volatility)

0.88 (Low)

Price

$41.44

Volume

136,899.1

Open

$42.18

Previous Close

$41.83

Daily Range

$41.38 - $42.18

52-Week Range

$33.04 - $44.54

Estimated Earnings Date

Oct 27, 2026

RNST News

Stock traders looking at screens

Here's Why Assured Guaranty, Capitol Federal Financial, and Renasant Shares Are All Moving Higher Friday

Matt Frankel, CFP®Oct 2, 2020

Renasant Keeps Dividend Steady at $0.17

Rich DupreyJun 4, 2013

Friday's Top Upgrades (and Downgrades)

Rich SmithFeb 8, 2013

Regional Bank Earnings Roundup

Robert EberhardJan 18, 2012

These Davids Beat the Banking Goliaths

Robert EberhardNov 11, 2011

Is This the Best Bank in the Southeast?

Robert EberhardOct 11, 2011

The Smart Money's Top 8 Banking Stocks

Kapit allNov 8, 2010

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About Renasant

Renasant Corporation helps people and businesses manage their money. It provides personal loans while offering secure places to save. The company also helps families with insurance and investment planning.

The Banking and Wealth Menu

  • Community Banking: Checking accounts and business loans for individuals and commercial clients; generated 81.6% of total revenue in the second quarter of 2026.
  • Wealth Management: Trust administration and investment services for retirement and estate planning; managed $7.7 billion in assets at June 30, 2026.
  • Insurance Services: Commercial and personal insurance products offered through a network of various insurance carriers.
  • Mortgage Banking: Residential real estate loan origination and servicing for the secondary market.

Mapping Out Recent Growth

  • Completed a merger with The First Bancshares, Inc. on April 1, 2025.
  • Realized cost savings in salaries and data processing through synergies from the 2025 merger.
  • Completed a subordinated debt offering of $300 million in May 2026 to support organic growth.
  • Repurchased 3,451,319 shares at an average price of $39.54 during the first half of 2026.

Building a Regional Presence

Renasant operates a regional branch network across seven states in the Southeast. The bank focuses primarily on non-owner occupied commercial mortgage term loans.

Key Figures for the Year

  • Net income was $175.3 million for the six-month period ended June 30, 2026, up 312.2% year over year.
  • Total assets reached $27.0 billion at June 30, 2026.
  • Tax-equivalent net interest income was $456.1 million for the first half of 2026, up 26.6% year over year.
  • Total deposits were $21.7 billion at June 30, 2026.
  • The efficiency ratio was 56.8% for the six-month period ended June 30, 2026.

Bottom Line

Renasant has transformed into a multi-state financial institution through strategic acquisitions and organic loan growth. Its evolution focuses on diversifying revenue through wealth management and insurance while maintaining a strong community banking core.

AI Generated • Aug 6, 2026

Industry

Banks

Sector

Financials

Employees

3,000

CEO

Kevin Dobson Chapman, MBA, CPA

Website

www.renasant.com

Headquarters

Tupelo, MS 38804-4827, US

RNST Financials

Key Financial Metrics (TTM)

Gross Margin

58.82%

Operating Margin

13.79%

Net Income Margin

25.17%

Return on Equity

8.13%

Return on Capital

4.59%

Return on Assets

1.16%

Earnings Yield

7.98%

Dividend Yield

2.20%

Payout Ratio

27.71%

Stock Overview

Market Cap

$3.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

91.40M

Volume

136.90K

Avg. Volume

688.55K

Financials (TTM)

Gross Profit

$733.80M

Operating Income

$172.10M

EBITDA

$176.52M

Operating Cash Flow

$425.10M

Capital Expenditure

-$47.50M

Free Cash Flow

$377.59M

Cash & ST Invst.

$881.20M

Total Debt

$1.11B

Renasant Performance Analysis

Renasant annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 696,539,000-0.6%
20232023-12-31USD 930,930,00033.7%
20242024-12-31USD 1,035,893,00011.3%
20252025-12-31USD 1,443,503,00039.3%
Renasant sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.1%
Q42025-12-313.9%
Q12026-03-312.8%
Q22026-06-30-68.5%
Renasant annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.95-5.2%
20232023-12-31USD 2.56-13.2%
20242024-12-31USD 3.2727.6%
20252025-12-31USD 2.07-36.7%
Renasant sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305787.9%
Q42025-12-3131.7%
Q12026-03-3113.3%
Q22026-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$122.00M

-65.3%

Gross Profit

-$643.00K

-100.4%

Gross Margin

-0.53%

N/A

Market Cap

$3.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.27M

N/A

Employees

3,000

N/A

Net Income

$87.09M

+8455.1%

EBITDA

-$110.70M

-1915.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$881.20M

-37.1%

Total Debt

$1.11B

+15.5%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$796.47M

+43.0%

Short Term Debt

$315.23M

-22.2%

Return on Assets

1.16%

N/A

Return on Invested Capital

0.64%

N/A

Free Cash Flow

$76.41M

+187.4%

Operating Cash Flow

$82.43M

+206.7%

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Questions About RNST

What is the current price of Renasant?

Renasant is trading at $41.48 per share.

What is the 52-week range for Renasant?

Over the past 52 weeks, Renasant has traded between $33.04 and $44.54.

How much debt does Renasant have?

As of the most recent reporting period, Renasant reported total debt of $1.11B.

How much cash does Renasant have on hand?

Renasant does not have cash on hand data available.

What is Renasant’s dividend yield?

Renasant currently has a dividend yield of 2.20%.

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