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First Interstate BancSystem(NASDAQ) FIBK

Market Cap$3.53BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)+357%
5 Year+9%
1 Year+22%
1 Month-1%
Premium Feature
Moneyball Superscore
57/100
$37.05
-0.59%
-0.22Today
After hours$37.04-$0.01 (-0.03%)
First Interstate BancSystem last closing stock price
MetricPriceDate
Last closeUSD 37.042026-08-28
First Interstate BancSystem stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.2%USD 37.492026-08-21
1 month-0.67%USD 37.292026-07-29
3 month+5.33%USD 35.172026-05-29
Year to date+11.13%USD 33.332025-12-31
1 year+21.73%USD 30.432025-08-28
3 year+73.56%USD 21.342023-08-29
5 year+8.92%USD 34.012021-08-27
Since inception+356.66%USD 8.112010-03-24

First Interstate BancSystem Financials at a Glance

Market Cap

$3.53BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$953.30M

Net Income (TTM)

$324.30M

EPS (TTM)

$3.24

P/E Ratio

11.43

Dividend

$1.88

Beta (Volatility)

0.90 (Low)

Price

$37.05

Volume

801,048.955

Open

$37.27

Previous Close

$37.04

Daily Range

$36.98 - $37.62

52-Week Range

$29.10 - $40.60

Estimated Earnings Date

Oct 28, 2026

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About First Interstate BancSystem

First Interstate BancSystem, Inc. helps people and businesses manage their money. It provides savings accounts and loans for homes and business growth. The bank builds strong relationships in its local communities.

What Does the Bank Provide?

  • Real Estate Loans: Financing for commercial buildings, construction projects, and residential homes.
  • Business and Agriculture: Lending for daily operations and expansion for small companies and farmers.
  • Deposit Accounts: Checking, savings, and time deposits for individuals, businesses, and government groups.
  • Wealth Management: Trust administration, investment management, and insurance services for individuals.
  • Consumer Credit: Personal loans and credit lines for vehicle and personal purchases.

Trimming the Map for Efficiency

  • Sold 11 Nebraska branches in April 2026 to improve overall efficiency.
  • Exited the states of North Dakota and Minnesota during the first quarter of 2026.
  • Removed a layered regional structure in early 2026 to speed up local decisions.
  • Stopped making indirect loans for items like boats and recreational vehicles in February 2025.
  • Authorized $450 million for stock repurchases between August 2025 and July 2026.

What Makes the Bank Stand Out?

The bank uses a relationship-driven model that allows for local decision-making across its 10-state footprint. It maintains a diverse deposit base and high liquidity levels to support its lending activities.

Financial Results by the Numbers

  • Net income hit $83.9 million in the second quarter of 2026, up from $71.7 million year over year.
  • Total assets were $25.9 billion as of June 30, 2026, a 2.8% decrease from Dec. 31, 2025.
  • Net interest margin rose to 3.45% for the three months ended June 30, 2026, up from 3.30% year over year.
  • The company returned $152.7 million to shareholders through stock repurchases during the first half of 2026.
  • Total available liquidity reached $11.1 billion as of June 30, 2026, including $5.0 billion from the Federal Home Loan Bank.

Bottom Line

First Interstate is evolving by focusing on markets where it has the most brand strength and closing less efficient branches. Its strategy relies on local expertise and maintaining a strong balance sheet to navigate changing economic conditions.

AI Generated • Aug 4, 2026

Industry

Banks

Employees

3,376

CEO

James A. Reuter

Headquarters

Billings, MT 59101, US

FIBK Financials

Key Financial Metrics (TTM)

Gross Margin

105.18%

Operating Margin

43.80%

Net Income Margin

34.02%

Return on Equity

9.55%

Return on Capital

9.28%

Return on Assets

1.25%

Earnings Yield

8.75%

Dividend Yield

5.08%

Payout Ratio

58.25%

Stock Overview

Market Cap

$3.53BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

95.30M

Volume

801.05K

Avg. Volume

1.08M

Financials (TTM)

Gross Profit

$1.00B

Operating Income

$417.50M

EBITDA

$473.20M

Operating Cash Flow

$271.90M

Capital Expenditure

-$28.60M

Free Cash Flow

$243.30M

Cash & ST Invst.

$8.33B

Total Debt

$751.90M

First Interstate BancSystem Performance Analysis

First Interstate BancSystem annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,156,700,00091.1%
20232023-12-31USD 1,426,500,00023.3%
20242024-12-31USD 1,480,600,0003.8%
20252025-12-31USD 1,410,900,000-4.7%
First Interstate BancSystem sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-0.9%
Q42025-12-31-6.8%
Q12026-03-31-22.4%
Q22026-06-30-74.6%
First Interstate BancSystem annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.96-37.1%
20232023-12-31USD 2.4826.8%
20242024-12-31USD 2.19-11.7%
20252025-12-31USD 2.9434.1%
First Interstate BancSystem sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30N/A
Q42025-12-3156.5%
Q12026-03-31-43.5%
Q22026-06-3042.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$61.70M

-81.8%

Gross Profit

$210.10M

-15.5%

Gross Margin

3.41%

N/A

Market Cap

$3.53BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.05M

N/A

Employees

3,376

N/A

Net Income

$83.90M

+17.0%

EBITDA

$120.70M

+17.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$8.33B

+598.5%

Total Debt

$751.90M

-36.0%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$296.70M

-55.4%

Short Term Debt

$455.20M

-10.6%

Return on Assets

1.25%

N/A

Return on Invested Capital

10.47%

N/A

Free Cash Flow

$50.20M

-16.6%

Operating Cash Flow

$57.90M

-15.0%

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Questions About FIBK

What is the current price of First Interstate BancSystem?

First Interstate BancSystem is trading at $37.04 per share.

What is the 52-week range for First Interstate BancSystem?

Over the past 52 weeks, First Interstate BancSystem has traded between $29.10 and $40.60.

How much debt does First Interstate BancSystem have?

As of the most recent reporting period, First Interstate BancSystem reported total debt of $751.90M.

How much cash does First Interstate BancSystem have on hand?

First Interstate BancSystem does not have cash on hand data available.

What is First Interstate BancSystem’s dividend yield?

First Interstate BancSystem currently has a dividend yield of 5.08%.

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