If 21-year-old me knew what 44-year-old-me knows, I'd be a lot richer now.
Of course, we all make mistakes in our youth, especially before we take on any real responsibility. Back before I had a wife, child, or even a pet, lots of financial moves that seem preposterous now felt like a fine idea then.
Age, however, has (I hope) given me both wisdom and perspective. I've learned from my mistakes, and maybe others can recognize their own financial follies in the stories below before they repeat those mistakes.
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