There's no denying it: Social Security is complicated. There are rules upon rules that affect your benefit amount and the benefits available to your family members.
The upside is that some of these rules give you options. You can choose when to collect Social Security. You can also choose to receive your benefits while you're still working. You can even change your mind on timing after you've filed your Social Security application.
With choice comes complexity. But as long as you know the rules, you can make smart decisions that contribute to the best retirement possible -- for you and your family.
Read on for a look at 15 Social Security rules you should know before you retire.
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