15 Factors That Determine Your Social Security Check

Social Security may not provide as much income as most (or all) of us would like, but the income it does provide is critical to the survival of millions of people. For example, it keeps more than 15 million people out of poverty and provides 50% or more of retirement income for more than a third of older beneficiaries. The average monthly retirement benefit check was recently $1,658 -- providing close to $20,000 annually. Here are 15 factors that determine how much you will collect -- and some of them are within your control.

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