
Let’s face it, credit card debt is the proverbial millstone around many a consumer’s neck. According to Experian, American consumers owed roughly $800 billion in credit card debt as of the third quarter of last year.
There are a variety of factors that impact your credit score, but many of them come down to how one manages and pays down debt. And it’s no secret that credit card debt can be a huge detractor to a healthy credit score.
If you’re not in a position to pay down all your existing credit card debt at once, you’re certainly not alone. Thankfully, there are a variety of day-to-day changes you can make starting today that will ultimately help you improve your credit score.
Let’s take a look at 15 ways that you can start improving your credit score right away.
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