
If you want to retire without facing a life of financial hardship, you're going to need money saved.
Social Security replaces just 40% of pre-retirement earnings and isn't nearly enough to live on. And pension benefits aren't common. As a result, you'll need investment accounts to provide essential income to cover the basics.
The good news is, by employing these 15 techniques, you can squeeze the most out of your retirement accounts and provide yourself with the security you deserve in your later years.
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