
As the new year approaches, many people make resolutions to improve themselves in the year ahead. That might mean getting in better shape, stopping a bad habit, or taking steps to get your financial house in order.
Of course, most resolutions are abandoned quickly. That's partly because people set unrealistic goals for themselves. If you haven't been to the gym in a decade, it's unreasonable to think that you'll be winning a triathlon in 2018. That kind of change takes a lot of time and dedication.
The same is true in finances. Most people can't drop all their bad habits at once, nor will they be able to stick to a rigid budget. What you can do is make small changes that don't hurt that much. Each one of these moves will save a little money, and if you combine a few of them, the impact could be powerful.
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