30 Steps to a Million-Dollar 401(k)

Become a millionaire not for the million dollars, but for what it will make of you to achieve it. -- Jim Rohn

The process of becoming a millionaire is indeed likely to make you a more disciplined and driven person, but that's not the only good reason for becoming one. An even better reason is this: You will likely need that kind of war chest to keep you afloat in retirement.

The 401(k) plan available to you at your workplace can be a powerful tool in helping you reach that monetary goal. According to Fidelity Investments, which manages 401(k)s for millions of American workers, some 180,000 of those folks had $1 million or more in their 401(k) accounts.

Here are 30 ways to make the most of it. See how many you can put into action.