How much money do you need to have saved for retirement? The answer is different for different people, but $1 million will serve many of us well. With $1 million, we could withdraw 4%, or $40,000 in the first year, and then adjust subsequent withdrawals for the remainder of retirement -- a strategy that the 4% rule suggests should prevent us from running out of money for 30 years.
Add Social Security income to that, and you're looking at meaningful annual income. Here are 30 steps you might take to help yourself reach that goal.
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