Social Security serves as the cornerstone of most Americans' retirement plans. Indeed, it provides the majority of the retirement income that most retirees receive. Despite the program's importance and reputation as being a reliable source of income for retirees, Social Security does face significant challenges in the years ahead.
All that raises questions for current and potential beneficiaries -- in particular, should you count on the program at all, and if so, how much? Unfortunately, there are no easy answers or crystal balls, but there are certainly reasons to both believe in the program and ones to worry. To help you get a better handle on what those questions (and answers) will mean to you, here are five reasons why you can count on Social Security -- and five reasons why you shouldn't.
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