Lower Your Medicare Costs by Following These 12 Steps

Medicare covers more than 57 million Americans, including both seniors and the permanently disabled. Coverage is provided through different Medicare programs for many of the services older Americans need, ranging from hospital services and outpatient care to prescription drugs.

Yet, while millions of older Americans rely on Medicare to help stay healthy and manage serious medical conditions, many people don't understand how it works -- and far too many current and future Medicare beneficiaries make mistakes that could cost them.

Fortunately, you don't have to pay more for medical services as a senior than necessary. Just follow these 12 steps to keep your Medicare costs as low as possible. 

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