Saving money is essential to accomplish big and small financial goals, from saving for retirement, to affording your next family vacation, to building your emergency fund.
Unfortunately, most of us are saving far too little. With a quarter of Americans lacking savings for an emergency and almost 4 in 10 of us having nothing saved for retirement, obviously Americans need to do a lot better at putting money aside.
While there are big lifestyle changes you can make, like adjusting your budget or earning extra income, there are also some really simple ways to save without overhauling your entire financial life. In fact, by just downloading a few new apps onto your phone, you could make savings automatic.
There are apps that help you to cut your spending on everyday purchases, as well as special apps that transfer cash to savings accounts -- and you can take advantage of all of them to make saving effortless.
Let's take a look at a few of the options to see which ones could work for your situation.
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