Too Much Debt? 11 Ways to Shed It by Year-End

Maybe you racked up a pile of medical bills that your salary couldn't cover. Or maybe you incurred extra childcare costs during the pandemic, and now you're deep in the hole because of it. No matter how you landed in debt, you may be eager to eliminate it by the time 2021 comes to an end. And here are a few tactics you can employ to make that happen.

Our credit card expert uses this card, and it could earn you $1,148 (seriously)
As long as you pay them off each month, credit cards are a no-brainer for savvy Americans. They protect against fraud far better than debit cards, help raise your credit score, and can put hundreds (or thousands!) of dollars in rewards back in your pocket each year.

But with so many cards out there, you need to choose wisely. This top-rated card offers the ability to pay 0% interest on purchases until late 2021, has some of the most generous cash back rewards we’ve ever seen (up to 5%!), and somehow still sports a $0 annual fee.

That’s why our expert – who has reviewed hundreds of cards – signed up for this one personally. Click here to get free access to our expert’s top pick.