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Wiser Advisor

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WiserAdvisor.com is an independent and unbiased matching service designed to help individuals find the best financial advisors for their unique needs, and to provide advisors with their ideal clients. Find an Advisor here: www.wiseradvisor.com or call us at 1-866-638-5323.

Recent Articles by Wiser Advisor

Feb 16, 2014 by Paula Pant

Turning 50 or Older? Don't Miss These Critical Retirement Milestones

Here are the critical age-related deadlines you cannot miss while planning for an active and enjoyable retirement.

Feb 16, 2014 by James O'Brien

Retirement Changes: Health Care, Social Security, and Medicare in 2014

The big news for retirees and those planning their retirement this year is the Affordable Care Act, plus smaller-scale changes to Medicare and Social Security. We highlight the details you'll need to know in the coming months.

Mar 7, 2017 by Justin Stoltzfus

Good News for College-Bound Students: Fees Dropping in 2014 for 529 College Savings Plans

529 college savings plans have long been a reliable vehicle for college funding. Now, they're getting even better. Find out how the costs of many of these investment vehicles for higher education are coming down significantly.

Feb 15, 2014 by Justin Stoltzfus

NFIP Coverage Becoming a Bigger Concern for Property Owners and Investors

Lower subsidies and increased costs are resulting in changes in the National Flood Insurance Program, administered by FEMA. Read on for more on these changes and how they affect investors and property owners.

Feb 10, 2014 by James O'Brien

Estate Planners and New Tax Rules: Changes to Know About in 2014

The stakes are high for individuals and families who meet the threshold for estate taxes. And the landscape in 2014 is unlike it has ever been before. Here are some tips on how to address this year's changes to estate tax rules.

Feb 15, 2017 by Justin Stoltzfus

Bigger Estate Tax Credits in 2014

New credits for estate tax exclusions mean families can pass on even more money tax-free, but that doesn’t preclude good planning for an eventual estate process. Read on to find out more.

Mar 7, 2017 by James O'Brien

Saving for College and Financial Aid: Rethinking the Future

Saving for college is an increasingly sophisticated effort, with new tools and options to dovetail well-timed distributions with financial aid. Check out these smart strategies for making your college savings count the most.

Jan 17, 2014 by Paula Pant

Pros and Cons of FHA-Backed Mortgages

Thinking about buying a home and wondering what type of mortgage to take out? Just 0.25% on your mortgage interest rate can make a difference of thousands of dollars over a 30-year loan. Learn more about the FHA-backed mortgage.

Jan 15, 2014 by Justin Stoltzfus

Big IRA Depositing Trends and Resolutions for This Year

Waiting till the last minute to put money into an IRA? There are some pros and cons to this approach that have a lot to do with your underlying investment strategy.

Jan 15, 2014 by Justin Stoltzfus

"Job Unlocking" and Other Under-Reported Aspects of the Affordable Care Act

Everyone's talking about the short-term effects of the ACA -- but what about the long-term one? There's a lot of evidence that some good things will eventually come out of reform.

Mar 7, 2017 by James O'Brien

5 Key Steps In Planning Your Business's Legacy

Passing your business to the next generation is about growing and protecting your legacy. Begin your succession planning with these five key steps.

Jan 14, 2014 by James O'Brien

Debt Management: Getting Out of Debt (Without Getting Burned)

Careful choices and third-party assistance can lead to lower payments and zero balances. Here's how to navigate the waters of settlement negotiations, payoff schedules, and what comes after.

Jan 13, 2014 by Justin Stoltzfus

New Changes to FHA Reverse Mortgage Reflect Trends Toward More Secure Lending

Homeowners can use reverse mortgages to get a liquid capital when they have equity in a property. New rules on these kinds of lending will make a reverse mortgage "safer" for a borrower or anyone else with skin in the game.

Jan 13, 2014 by Paula Pant

Should You Pay Off Debt or Invest for Retirement?

Should you save for retirement first? Or should you prioritize your debt payoff? Let's take a look at some of the factors you need to consider.

Jan 7, 2014 by Paula Pant

4 Crucial Retirement-Planning Tips for People With a Late Start

You’re 40 or older and facing a stark reality: You saved very little for retirement during your 20s and 30s. How can you best prepare for retirement if you got a late start?

Jan 7, 2014 by James O'Brien

Student Loans: A Financial Bubble in the Making?

College tuition keeps climbing, so students keep turning to lenders. With no ceiling in sight, experts warn of a financial-aid bubble. What happens to a generation of grads if it all comes crashing down?

Jan 7, 2014 by Paula Pant

5 Financial Moves You Should Make in 2014

What financial moves should you make this year? Here are five critical tips that you should follow in 2014.

Jan 7, 2014 by Justin Stoltzfus

Hedge Funds Cut "2 and 20" Pricing

For many years, hedge funds charged a baseline 2% and took a 20% cut of gains, because "it’s always been that way." Now, finance news is waking investors up to the possibility of alternatives.

Jan 6, 2014 by Barbara Hernandez

4 Ways to Protect Your Money

It’s easy to get hung up on ROI and obsess about every percentage point, but the reality is that if you haven’t protected your assets, you are a sitting duck.

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