Mark Cussen

In most cases, married couples should file jointly in order to minimize their tax bill, but in others, filing separately is smarter -- or even necessary.

There are several types of IRAs to choose from, so you should learn the pros and cons of each.

Figuring out how much money you need for retirement is easier than you think. A financial calculator and a simple cash-flow analysis will give you a pretty good idea whether your retirement plan will cover your expenses after you stop working.

Here are some simple tips that could save you big time.

Knowing your rights under the tax code can help you to deal with the IRS and ensure that you're treated fairly.

If you want to take money out of your retirement accounts before age 59-1/2, this rule may allow you to avoid the early-withdrawal penalty.

Target-date funds can be a convenient way to save money for the future, but investors need to understand the potential disadvantages as well.

The general consensus on the Street is that interest rates will probably continue to rise in 2017. Here's what you can do to profit from this trend.

If you plan to retire five years from now, then you need to have your finances in order. Review this checklist to see whether your retirement plan is on track.

Elder financial abuse is a growing problem. Here's what you can to do prevent your elderly loved ones from being swindled.

Trump's tax plan will mean more taxes for some filers and less taxes for others. Here's how you can expect to fare if Trump is able to get his tax plan through Congress in its current form.

If your income exceeds a certain threshold, then you're not allowed to directly contribute to a Roth IRA. Fortunately, there is a loophole.

Smart investors know how to turn their losing investment holdings into tax deductions -- as long as they follow the rules.

Funding a tax-deferred retirement account or plan with another tax-deferred vehicle can be the right choice in some cases, but investors need to understand what they are getting and what they are paying in order to make an informed decision.

Annuities can provide you with a lifetime stream of income based upon a guaranteed rate of growth -- but this type of income protection does not come for free.

Even the most carefully crafted estate plan can go awry in certain circumstances. Here's what you can do to ensure that your assets are handled according to your wishes.

If you've ever felt like retirement advisors have their own best interest in mind more than yours, you now have a new level of protection

Don't file for Social Security without knowing the smartest strategy for you.