Mark Cussen

Mark Cussen

mpcussen

Recent articles

Here's When You Should File Separately

In most cases, married couples should file jointly in order to minimize their tax bill, but in others, filing separately is smarter -- or even necessary.



Figure Out How Much You Need to Save for Retirement

Figuring out how much money you need for retirement is easier than you think. A financial calculator and a simple cash-flow analysis will give you a pretty good idea whether your retirement plan will cover your expenses after you stop working.



Know Your Rights as a Taxpayer

Knowing your rights under the tax code can help you to deal with the IRS and ensure that you're treated fairly.


The Pros and Cons of Target-Date Funds

Target-date funds can be a convenient way to save money for the future, but investors need to understand the potential disadvantages as well.



How to Profit From Rising Interest Rates

The general consensus on the Street is that interest rates will probably continue to rise in 2017. Here's what you can do to profit from this trend.


Could You Retire in 5 Years?

If you plan to retire five years from now, then you need to have your finances in order. Review this checklist to see whether your retirement plan is on track.


What Trump's Tax Plan Could Mean for You

Trump's tax plan will mean more taxes for some filers and less taxes for others. Here's how you can expect to fare if Trump is able to get his tax plan through Congress in its current form.




Buying an Annuity for Retirement Makes Sense -- Sometimes

Funding a tax-deferred retirement account or plan with another tax-deferred vehicle can be the right choice in some cases, but investors need to understand what they are getting and what they are paying in order to make an informed decision.

Annuities: Guaranteed Income Comes at a Price

Annuities can provide you with a lifetime stream of income based upon a guaranteed rate of growth -- but this type of income protection does not come for free.


Protect Your Estate Plan With a "Titanic" Clause

Even the most carefully crafted estate plan can go awry in certain circumstances. Here's what you can do to ensure that your assets are handled according to your wishes.