Here's When You Should File Separately
In most cases, married couples should file jointly in order to minimize their tax bill, but in others, filing separately is smarter -- or even necessary.
Pick the Right IRA for Your Retirement Savings
There are several types of IRAs to choose from, so you should learn the pros and cons of each.
Figure Out How Much You Need to Save for Retirement
Figuring out how much money you need for retirement is easier than you think. A financial calculator and a simple cash-flow analysis will give you a pretty good idea whether your retirement plan will cover your expenses after you stop working.
Avoid These Tax Mistakes During Retirement
Here are some simple tips that could save you big time.
Know Your Rights as a Taxpayer
Knowing your rights under the tax code can help you to deal with the IRS and ensure that you're treated fairly.
Withdraw Retirement Savings Early Without Penalties
If you want to take money out of your retirement accounts before age 59-1/2, this rule may allow you to avoid the early-withdrawal penalty.
The Pros and Cons of Target-Date Funds
Target-date funds can be a convenient way to save money for the future, but investors need to understand the potential disadvantages as well.
How to Profit From Rising Interest Rates
The general consensus on the Street is that interest rates will probably continue to rise in 2017. Here's what you can do to profit from this trend.
Could You Retire in 5 Years?
If you plan to retire five years from now, then you need to have your finances in order. Review this checklist to see whether your retirement plan is on track.
Protect Your Elderly Loved Ones From Financial Abuse
Elder financial abuse is a growing problem. Here's what you can to do prevent your elderly loved ones from being swindled.
What Trump's Tax Plan Could Mean for You
Trump's tax plan will mean more taxes for some filers and less taxes for others. Here's how you can expect to fare if Trump is able to get his tax plan through Congress in its current form.
Think You Can't Save in a Roth IRA? Think Again
If your income exceeds a certain threshold, then you're not allowed to directly contribute to a Roth IRA. Fortunately, there is a loophole.
How Investors Can Turn Losses Into Tax Breaks
Smart investors know how to turn their losing investment holdings into tax deductions -- as long as they follow the rules.
Buying an Annuity for Retirement Makes Sense -- Sometimes
Funding a tax-deferred retirement account or plan with another tax-deferred vehicle can be the right choice in some cases, but investors need to understand what they are getting and what they are paying in order to make an informed decision.
Annuities: Guaranteed Income Comes at a Price
Annuities can provide you with a lifetime stream of income based upon a guaranteed rate of growth -- but this type of income protection does not come for free.
Protect Your Estate Plan With a "Titanic" Clause
Even the most carefully crafted estate plan can go awry in certain circumstances. Here's what you can do to ensure that your assets are handled according to your wishes.
One More Reason to Consider a Retirement Advisor
If you've ever felt like retirement advisors have their own best interest in mind more than yours, you now have a new level of protection
Simple Ways to Maximize Your Social Security Benefits
Don't file for Social Security without knowing the smartest strategy for you.