Aug 8, 2013 by Jay JenkinsHow mREITs Make Money (And 2 Keys for a Stable Dividend)Mortgage focused REITs are an appealing real estate investment, but investors must pay careful attention to interest rates, earnings, and book value.
Aug 7, 2013 by Jay JenkinsWhat Last Week's Nonfarm Payrolls Tells Us About Interest RatesMacro economic data continues to point to a fragile recovery in need of loose Federal Reserve policies
Aug 7, 2013 by Jay Jenkins2 Reasons the End of Summer Will Bring Stormy Weather to the MarketsThe convergence of changes at the Federal Reserve and elections in the eurozone make this September a month to be wary.
Aug 7, 2013 by Jay JenkinsThe Problem With Wells Fargo's Long-Term StrategyHidden away in the latest release from the Department of Labor Statistics is a troubling number for the next generation of Americans and the banks hoping to serve them.
Aug 4, 2013 by Jay JenkinsFreddie Mac to MBS Buyers: We're Done Shouldering All the RiskFreddie Mac's new mortgage bond product provides a glimpse into a possible future of non government guaranteed mortgage securities.
Jul 31, 2013 by Jay JenkinsDon't Invest in a Bank Stock Without Reading This FirstIs there a way to get a similar investment in a business you can fully understand, free from regulatory uncertainty and systemic risk? Yes, there is.
Jul 28, 2013 by Jay JenkinsStrategic Thinking Separates the Darlings From the DudsFor financial institutions, long term success comes from smart long-term strategy.
Jul 28, 2013 by Jay JenkinsBanks Are Scared of Their Own InvestorsBanks are fighting regulation to increase financial transparency with regulators and investors.
Jul 27, 2013 by Jay JenkinsU.S. Bank's $6.5 Million Is Just the Tip of the IcebergFor banks, managing third-party vendors is becoming a key component of regulatory risk. The CFPB is zeroing in, armed with hefty fines.
Jul 27, 2013 by Jay JenkinsAs Mortgage Rates Rise, Will Panic Buying Ensue?For buyers on the fence, rising rates may push a short term boost in new home sales.
Jul 26, 2013 by Jay JenkinsVisa Executive: "We Can All Agree We Got Caught Flat Footed."Visa seeks to reconcile relations with merchants and processors as legislation caps fees.
Jul 25, 2013 by Jay JenkinsMove Over Jamie Dimon, Citi Becomes King of the Fortress Balance SheetAs the Financial Crisis approaches its 6th anniversary, Citi has rebounded to have one of the strongest balance sheets on Wall Street.
Jul 24, 2013 by Jay JenkinsHow Banks Plan to Make Your Wallet ObseleteImproved security technology, pioneered by banks, is paving the way for widespread adoption of mobile payments.
Jul 22, 2013 by Jay JenkinsFHA Lending Is Booming! Here Are the Banks That BenefitOver the past 2 years, FHA backed mortgage loans have proved to be high quality, abundant, and profitable.
Jul 22, 2013 by Jay JenkinsRegulators Have This $31 Billion Business in the CrosshairsInconsistency and seemingly unfair practices have brought regulatory attention to the lucrative business of overdraft fees.
Jul 22, 2013 by Jay JenkinsWill a Regulatory Crackdown Slam the Brakes on Fee Income at Banks?The Consumer Financial Protection Bureau has consumer fees in the cross hairs, will banks be able to innovate to protect that key revenue source?
Jul 20, 2013 by Jay JenkinsHow Banks Can Roll the Dice and Lose It AllHow banks bet the house and got it right, but didn't survive to reap the rewards.
Jul 14, 2013 by Jay JenkinsBig Banks Have the Worst Reputations, and They Deserve ThemA recent reputation survey of banks points to what we all already knew: Banks don't have the best reputations among consumers. But despite the generally sobering results, a few success stories point to best practices for the industry to follow.
Jul 14, 2013 by Jay JenkinsBanks Want to Turn Your Pocket Into a Profit CenterBanks are struggling to monetize mobile banking. This article explores the two most prominent strategies currently employed in the industry.
Jul 14, 2013 by Jay JenkinsThe Discover IT Card Could Be an AmEx Killer With an aggressive marketing plan backing up a slew of top features, is Disover's IT card a game changer?