There are times in life when a second opinion is especially welcome. Finding expert, affordable, independent financial advice on an as-needed basis is key. Here's how to get the help you need.

Advice For Sale
All kinds of pros are willing to take your business.

When To Get Advice
Do some financial soul searching to pinpoint what advice you need.

Whom To Hire
Handpick the best pro — the factors that matter most.

How Advisors Get Paid
Make sense of the complex mix-and-match compensation system.

Five Red Flags
Reasons it may be time to "downsize" your pro.