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Lending risk is going down and margins are expanding.
SoFi (SOFI -1.59%) is the hottest bank stock on the market, but the future is brighter than you may think. The company has decades of growth potential in lending, technology, and financial services where it has traction in the market today.
*Stock prices used were end-of-day prices of Sept. 24, 2025. The video was published on Sept. 26, 2025.
Travis Hoium is a contributing Motley Fool stock market analyst covering solar energy, technology, and growth stocks. Before The Motley Fool, Travis was a mechanical engineer at 3M and founded a virtual reality company. He holds a bachelor’s degree in mechanical engineering and a master’s degree in business administration from the University of Minnesota.
Travis Hoium has positions in SoFi Technologies. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Travis Hoium is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.
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*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.
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