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Prediction: Upstart Will Soar in 2026

The beaten-down fintech could surprise investors this year.

By Matt Frankel, CFP – Updated Feb 26, 2026 at 4:32PM EST

Upstart (UPST +10.08%) is down by more than 50% from its 52-week high, and to be fair, there are some legitimate concerns about the business from recent earnings reports. However, in this video, I discuss why I think Upstart could potentially rise by 50% or more in 2026.

*Stock prices used were the morning prices of Jan 29, 2026. The video was published on January 30, 2026.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst specializing in the real estate and financial sectors. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, Globe St, The National Desk, and other TV networks and publications for his real estate, financial, stock market, and investing expertise.
TMFMattFrankel
X@MattFrankelCFP

Stocks Mentioned

Upstart Stock Quote
Upstart
NASDAQ: UPST
$29.70
(+10.04%)+$2.71

*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.

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