Welcome to the Daily 5, our "Foolish" look at the business news you can use.

Banks look like the worst stocks in the world right now. Shares of Wachovia (NYSE:WB), Washington Mutual (NYSE:WM), and National City (NYSE:NCC) are in tatters. Not even Bank of America (NYSE:BAC) can get a salute. (Well, maybe one kind of salute.) Will your bank be next? Here are five ways to know if your thrift is the next IndyMac. Drum roll, please:

5. Your bank teller starts asking, "Do you want fries with that?"

4. The envelope stuffer in your next statement is for the "Save the Bank" fund.

3. Three words: Teller tip jars.

2. The ATM dispenses an IOU.

And the No. 1 sign that your bank is the next IndyMac ... Freddie Mac (NYSE:FRE) won't return its calls.

Call it gallows humor -- meant to disguise that we're as sick as you are about where the banking industry is now and where it's headed. A new study from Bridgewater Associates says bank losses could rise to $1.6 trillion from $400 billion today. Make sure to stock up on canned goods. And ice cream -- because, really, there's no such thing as too much ice cream.

See anything we missed? Have a different take? Post your thoughts in the comments box below. And then, when you're done, get your clicks with related Foolishness:

Neither Tim Beyers nor Dayana Yochim owned shares in any of the companies mentioned at the time of publication. Tim is a member of the Rule Breakers team. The Motley Fool's disclosure policy is so money.

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