When a stock hits a fresh low, it can either signal a dirt cheap dream stock or a dreadful stock to avoid. Separating the wheat from the chaff is difficult, but finding well-run companies at bargain-basement prices is a great way to accumulate a fortune over the long run.

With that in mind, we'll use the aggregate intelligence of the 125,000-plus investors participating in Motley Fool CAPS to see what the community is saying about stocks hitting 52-week lows today. The community's approval (signified by four- and five-star ratings) could indicate that further research is in order.

Here are three such stocks:

Company

Today’s Intraday Price

Industry

CAPS Rating (out of 5)

Fools Saying Outperform

American Express Company (NYSE:AXP)

$14.28

Consumer Finance

3 Stars

2504 of 2777

MGM Mirage (NYSE:MGM)

$4.93

Hotels, Restaurants and Leisure

2 Stars

610 of 777

Popular, Inc. (NASDAQ:BPOP)

$1.86

Commercial Banks

2 Stars

292 of 350

Source: Motley Fool CAPS, as of Feb. 17, 2009.

Top-rated consumer finance companies:

  • First Cash Financial Services, Inc. (NASDAQ:FCFS): Stock price is 80% higher than last year.
  • EZCORP, Inc. (NASDAQ:EZPW): Stock price is 11% higher than last year.

Top-rated hotels, restaurants and leisure companies:

  • McDonald's Corp (NYSE:MCD): Stock price is 4% higher than last year.
  • Yum! Brands, Inc. (NYSE:YUM): Stock price is 17% lower than last year.

Join us on CAPS to learn more about these and countless other interesting stock ideas.