Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, banking giant US Bancorp (NYSE: USB) has earned a respected four-star ranking.

With that in mind, let's take a closer look at US Bancorp's business and see what CAPS investors are saying about the stock right now.

US Bancorp facts

Headquarters (founded)

Minneapolis (1863)

Market Cap

$41.45 billion


Diversified banks

Trailing-12-Month Revenue

$11.97 billion


CEO Richard Davis (since 2006)
CFO Andrew Cecere (since 2007)

Return on Equity (average, past 3 years)


Dividend Yield



Citigroup (NYSE: C)
Bank of America (NYSE: BAC)
Wells Fargo (NYSE: WFC)
JPMorgan Chase (NYSE: JPM)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 93% of the 1,958 members who have rated US Bancorp believe the stock will outperform the S&P 500 going forward. These bulls include pghsteelers and dswinters.

Just last month, pghsteelers highlighted several of US Bancorp's positives:

1) large part of earnings come from fee income
2) will raise [dividend] next year
3) excellent mgt
4) chargeoffs declining

US Bancorp's consumer focus, conservative underwriting, and enviable capital position continue to support its four-star CAPS status. Thanks in large part to the strength of its fee-based businesses -- payment processing and wealth management -- US Bancorp's three-year average return on equity (18.5%) easily tops that of rival banking giants Citigroup (-8.1%), Bank of America (3.7%), JPMorgan (6.9%), and Wells Fargo (10.5%). And while US Bancorp currently trades at a forward P/E premium to each of those very same rivals, CAPS member dswinters explains why it's still worth paying up for:

Tried and true savings and loan bank that does not take much risk. Besides Wells Fargo, this bank is one of the safest plays without the investment piece. Great dividend and cash flow. ... Slow growth and dividend will still outperform the market and like this company seeing a price target near 50 in the next few years.

What do you think about US Bancorp, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Try any of our Foolish newsletter services free for 30 days.

True to its name, The Motley Fool is made up of a motley assortment of writers and analysts, each with a unique perspective; sometimes we agree, sometimes we disagree, but we all believe in the power of learning from each other through our Foolish community. The Fool's disclosure policy always gets a perfect score.