Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, customer relations management (CRM) software specialist salesforce.com (NYSE: CRM) has received the dreaded one-star ranking.

With that in mind, let's take a closer look at salesforce.com's business and see what CAPS investors are saying about the stock right now.

salesforce.com facts

Headquarters (Founded) San Francisco (1999)
Market Cap $18.13 billion
Industry Application software
Trailing-12-Month Revenue $1.55 billion
Management

Co-Founder/CEO Marc Benioff

CFO Graham Smith

Return on Equity (Average, Past 3 Years) 8.1%
Cash/Debt $769.85 million / $494.8 million
1-Year Return 121%
Competitors

Microsoft (Nasdaq: MSFT)

Oracle (Nasdaq: ORCL)

SAP (NYSE: SAP)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 46% of the 1,541 members who have rated salesforce.com believe the stock will underperform the S&P 500 going forward. These bears include All-Star btown819, who is ranked in the top 5% of our community, and manolosalceda.

Late last year, btown819 wrote that salesforce.com's "valuation is a bit ahead of itself and assumes one of the more rosy potential scenarios over the next 5 years or so." Our CAPS All-Star concludes: "This implies market returns at best, and below-market returns in a less than best-case scenario. I'll take these odds."

In fact, salesforce.com currently trades at a lofty forward P/E of 96.2, representing a substantial premium to gorilla rivals IBM (NYSE: IBM) (11.5), Microsoft (10.1), Oracle (14.2), and SAP (14.6).

CAPS member manolosalceda elaborates on the bull case:

Good product, good company but ridiculous valuation. I think the web has great potential for a lot of products and services but people [are] starting to lose focus again. I mean, it's not dotcom bubble revisited but a lot of people [are] starting to give too high valuations to companies related to the cloud. This one [has] been the most extreme.

What do you think about salesforce.com, or any other stock for that matter? If you want to retire rich, you need to protect your portfolio from any undue risk. Staying away from dangerous stocks is crucial to securing your financial future, and on Motley Fool CAPS, thousands of investors are working every day to flag them. CAPS is 100% free, so get started!  

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Salesforce.com is a Motley Fool Rule Breakers recommendation. Microsoft is an Inside Value pick, and Motley Fool Options has recommended a diagonal call position on it. The Fool owns shares of IBM, Microsoft, and Oracle. Try any of our Foolish newsletter services free for 30 days.

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