Watch Signature Bank's (Nasdaq: SBNY) earnings report to see whether it can beat analyst expectations for the fifth consecutive quarter. The company will unveil its latest earnings on Monday, July 25. Signature Bank is a full-service commercial bank, which offers a variety of business and personal banking products and services, as well as investment, brokerage, asset-management, and insurance products and services through its subsidiary.

What analysts say:

  • Buy, sell, or hold?: Analysts think investors should stand pat on Signature Bank, with 10 of 18 rating it a hold. Analysts don't like Signature Bank as much as competitor Hudson Valley overall. Two out of three analysts rate Hudson Valley a buy, compared with eight of 18 for Signature Bank. Analysts still rate the stock a hold, but they are a bit more wary about it compared with three months ago.
  • Revenue forecasts: On average, analysts predict $118 million in revenue this quarter. That would represent a rise of 29.2% from the year-ago quarter.
  • Wall Street earnings expectations: The average analyst estimate is earnings of $0.78 per share. Estimates range from $0.75 to $0.83.

What our community says:
CAPS All-Stars are solidly behind the stock, with 80% assigning it an "outperform" rating. The community at large agrees with the All-Stars, with 80% giving it a rating of "outperform." Although Fools are keen on Signature Bank, the message boards have been quiet lately, with only 13 posts in the past 30 days. Signature Bank's bearish CAPS rating of two out of five stars falls short of the Fool community's sentiment.

Management:
Signature Bank's profit has risen year over year by an average of 66.9%.

Now let's look at how efficient management is at running the business. Traditionally, margins represent the efficiency with which companies capture portions of sales dollars. The following table shows net margins over the past four quarters. 

Quarter Q1 Q4 Q3 Q2
Net Margin 23.2% 22.3% 20.5% 17.9%
One final thing: If you want to keep tabs on Signature Bank's movements, and for more analysis on the company, make sure you add it to your Watchlist.