The following video is part of our nationally syndicated Motley Fool Money radio show, with host Chris Hill talking with Bill Mann, Tim Hanson, and Joe Magyer about what investors should expect in 2012. In this segment Tim shares the reasons behind his belief that Apple, along with its shareholders, are in for a tougher year than it's had in a while.

Chris Hill owns no shares of any of the companies mentioned.  The Motley Fool owns shares of Apple. Motley Fool newsletter services have recommended buying shares of and creating a bull call spread position in Apple. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.