With CEO Vikram Pandit's recent departure from the helm of Citigroup, many analysts are calling, yet again, for a break up of the big bank. Matt doesn't think that's likely. When you take a look at Citigroup's management, it's clear that even with the change-up, you're dealing with tried- and true bankers who won't want to divide the bank into more focused divisions.

Anand Chokkavelu has no positions in the stocks mentioned above. Fool contributor Matt Koppenheffer has no positions in the stocks mentioned above. The Motley Fool owns shares of Citigroup Inc and Wells Fargo & Company. Motley Fool newsletter services recommend Wells Fargo & Company. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.