Now that the New Year has started and the markets have roared into 2013 with Congress having averted (temporarily) the fiscal cliff, predictions about the 2013 broad markets as a whole are firing in all directions, with bulls and bears running riot. How can you sift through the noisy headlines as an investor to understand what's real and what's hype and know where to put your money? In the following video, Motley Fool financial analysts Anand Chokkavelu and Matt Koppenheffer give you perhaps some of the best advice any investor can get.

Anand Chokkavelu has no positions in the stocks mentioned above. Fool contributor Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.