Now that the New Year has started and the markets have roared into 2013 with Congress having averted (temporarily) the fiscal cliff, predictions about the 2013 broad markets as a whole are firing in all directions, with bulls and bears running riot. How can you sift through the noisy headlines as an investor to understand what's real and what's hype and know where to put your money? In the following video, Motley Fool financial analysts Anand Chokkavelu and Matt Koppenheffer give you perhaps some of the best advice any investor can get.