As many look to one of the largest banks in the nation, Bank of America (BAC 1.40%), as a bellwether for the U.S. banking industry, Motley Fool financial analyst Matt Koppenheffer asks in this video how the Congressional decision to push the debt-ceiling debate further down the road affects the company. He discusses how tentative decision-making has become in large banks, first as they were concerned over the fiscal cliff, and now with the looming debt-ceiling debates. And while more time is a positive, the fact that these gloomy uncertain clouds continue to hang in the future means that bank fears, and therefore investor fears, will continue to do the same.