"Complexity" is the rallying cry for banking bears these days. But are banks as complex as they seem? In the video below, Motley Fool banking analyst Matt Koppenheffer discusses the importance of digging in to figure out where the profit is actually coming from in the banks you invest in.

Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.