Much has been made of Apple's (NASDAQ:AAPL)) $137 billion in cash and investments. So much so that we forget Microsoft (NASDAQ:MSFT) was once so cash rich that it dispensed with a $3 per share special dividend. Today, Mr. Softy has $50 billion more cash and investments than debt.

What to do with all this moola? Microsoft CEO Steve Ballmer touched on an interesting idea in a recent interview with Bloomberg Businessweek. After being challenged about the future growth prospects for Office in a developed world populated with Windows PCs, Ballmer referred to the developing world.

"That's sort of the miracle of economic development, isn't it? More and more people enter the class of information workers and knowledge workers," he said, as if today's underprivileged would one day become Microsoft customers.

It's an intriguing idea, says Tim Beyers of Motley Fool Rule Breakers and Motley Fool Supernova. In fact, Tim sees it as a rare moment for Mr. Softy to get out in front of Apple. Do you agree? Disagree? Please watch the video and then leave a comment to let us know what you think.

Fool contributor Tim Beyers is a member of the Motley Fool Rule Breakers stock-picking team and the Motley Fool Supernova Odyssey I mission. He owned shares of Apple at the time of publication. Check out Tim's web home and portfolio holdings or connect with him on Google+Tumblr, or Twitter, where he goes by @milehighfool. You can also get his insights delivered directly to your RSS reader.

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