Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank holding company Discover Financial Services (NYSE:DFS) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Discover and see what CAPS investors are saying about the stock right now.

Discover facts

Headquarters (founded)

Riverwoods, Ill. (1960)

Market Cap

$22.0 billion


Consumer finance

Trailing-12-Month Revenue

$6.8 billion


Chairman/CEO David Nelms
President/COO Roger Hochschild

Return on Equity (average, past 3 years)


Dividend Yield



American Express

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 86% of the 693 members who have rated Discover believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, stockclubpicks, succinctly summed up the Discover bull case for our community:

Margin of safety: low [P/E], slope bottoming out.

Fundamental: EPS consensus too low, EPS growth accelerating, operating leverage observed, higher growth expected, good balance sheet, good overall product, best among its peers, transforming.

Macro: industry is top 10% performance, and market is in an uptrend.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.

Fool contributor Brian Pacampara has no position in any stocks mentioned. The Motley Fool recommends American Express and Visa. The Motley Fool owns shares of MasterCard. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.