Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank holding company Discover Financial Services (NYSE:DFS) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Discover and see what CAPS investors are saying about the stock right now.

Discover facts

Headquarters (founded)

Riverwoods, Ill. (1960)

Market Cap

$22.0 billion

Industry

Consumer finance

Trailing-12-Month Revenue

$6.8 billion

Management

Chairman/CEO David Nelms
President/COO Roger Hochschild

Return on Equity (average, past 3 years)

22.2%

Dividend Yield

1.3%

Competitors

American Express
MasterCard
Visa 

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 86% of the 693 members who have rated Discover believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, stockclubpicks, succinctly summed up the Discover bull case for our community:

Margin of safety: low [P/E], slope bottoming out.

Fundamental: EPS consensus too low, EPS growth accelerating, operating leverage observed, higher growth expected, good balance sheet, good overall product, best among its peers, transforming.

Macro: industry is top 10% performance, and market is in an uptrend.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.