In the following video, Motley Fool financial analyst Matt Koppenheffer takes a question from a Fool reader, who asks, "Reports are that the administration is, 'again,' pushing banks to lend to less well-qualified applicants. While many on the right have blamed the bursting bubble on this 'past' practice -- was it broadly a practice or did banks generally exceed just lowering standards to the point of fraudulently punching up applicants to meet standards, issuing the loans, packaging them up, lying about them to investors and getting fat... Debunk the myth that the bubble burst because of greedy consumers."