Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, consumer banking services specialist BofI Holding (AX 2.91%) has earned a coveted five-star ranking.
With that in mind, let's take a closer look at BofI and see what CAPS investors are saying about the stock right now.
BofI facts
|
Headquarters (founded) |
San Diego, Calif. (1999) |
|
Market Cap |
$497.1 million |
|
Industry |
Savings and loans |
|
Trailing-12-Month Revenue |
$102.6 million |
|
Management |
CEO Gregory Garrabrants (since 2010) |
|
Return on Equity (average, past 3 years) |
16.2% |
|
Cash / Debt |
$97.9 million / $647.2 million |
|
Competitors |
Bank of America |
Sources: S&P Capital IQ and Motley Fool CAPS.
On CAPS, 99% of the 222 members who have rated BofI believe the stock will outperform the S&P 500 going forward.
Just yesterday, one of those Fools, TMFTheRealDeal, succinctly summed up the BofI bull case for our community:
Just as Amazon (NASDAQ: AMZN) dominated retail by disrupting brick-and-mortar retail stores, BOFI is in the same position when it comes to banks. A structural cost advantage and trends pointing toward increased utilization of Internet-based solutions bode well for BOFI. And as it expands, margins should improve due to scalability of the business. Excellent long-term potential here.
