Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, consumer banking services specialist BofI Holding (NYSE:AX) has earned a coveted five-star ranking.
With that in mind, let's take a closer look at BofI and see what CAPS investors are saying about the stock right now.
BofI facts
|
Headquarters (founded) |
San Diego, Calif. (1999) |
|
Market Cap |
$497.1 million |
|
Industry |
Savings and loans |
|
Trailing-12-Month Revenue |
$102.6 million |
|
Management |
CEO Gregory Garrabrants (since 2010) |
|
Return on Equity (average, past 3 years) |
16.2% |
|
Cash / Debt |
$97.9 million / $647.2 million |
|
Competitors |
Bank of America |
Sources: S&P Capital IQ and Motley Fool CAPS.
On CAPS, 99% of the 222 members who have rated BofI believe the stock will outperform the S&P 500 going forward.
Just yesterday, one of those Fools, TMFTheRealDeal, succinctly summed up the BofI bull case for our community:
Just as Amazon (NASDAQ: AMZN) dominated retail by disrupting brick-and-mortar retail stores, BOFI is in the same position when it comes to banks. A structural cost advantage and trends pointing toward increased utilization of Internet-based solutions bode well for BOFI. And as it expands, margins should improve due to scalability of the business. Excellent long-term potential here.
Fool contributor Brian Pacampara owns shares of Bank of America. The Motley Fool recommends Amazon.com and BofI Holding. The Motley Fool owns shares of Amazon.com, Bank of America, and BofI Holding. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.
