Since the onset of the financial crisis in 2008, Wall Street and the U.S. government have continually pointed fingers back and forth as to who was ultimately responsible for the economic woes.

Even after passing the Dodd-Frank Wall Street Reform Act, members of Congress are calling for additional regulations and capital buffers to be put into place at the largest banks.

In this video, Motley Fool banking analysts David Hanson and Matt Koppenheffer rate on a scale of 1 to 10 how likely it is that these additional regulations will severely crimp returns for long-term bank shareholders. 

David Hanson has no position in any stocks mentioned. Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America and JPMorgan Chase. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.