Thanks to overdraft regulation enacted following the financial crisis, consumers will no longer be unexpectedly hit with a $35 fee when they draw insufficient funds from their bank accounts. However, overdraft fees aren't completely gone -- just more visible and apparent. Today, the Consumer Financial Protection Bureau released a white paper on bank overdraft fees

In this video, Motley Fool banking analyst David Hanson tells investors why the new structures in place to aid consumers can also be a benefit for banks in the long run.