It remains to be seen if JPMorgan Chase (JPM -1.16%) is truly close to shelling out $11 billion to settle crisis-era mortgage-backed security issues. But what does seem very clear is that there will be a settlement, and it will be big.

With that nine-figure settlement bouncing around in the media, JPMorgan's stock actually rose in the days following. In the video below, Fool banking analyst Matt Koppenheffer explains what the bank's investors -- and investors in competitors like Bank of America (BAC -1.24%) and Citigroup (C -1.80%) -- should take away from this odd combination of events.