Bank of America (NYSE:BAC) was convicted of civil fraud, but what does that mean for shareholders? In this segment from Thursday's episode of The Motley Fool's financials-focused show, Where the Money Is,  banking analysts Matt Koppenheffer and David Hanson discuss the day's headlines. Among the newsmakers they discuss are JPMorgan Chase (NYSE:JPM), Bernie Madoff, and Buffett's outlook on housing.