Carl Richards is a certified financial planner and columnist at The New York Times. You might know him by his napkin sketches like the one below. He is, in my opinion, one of the best financial educators around, distilling the world of money into simple lessons anyone can understand and reminding us that we, and our behaviors, are our own worst enemy in finance.

Carl stopped by The Fool recently for quick chat. Check out our interview below. I'd also highly recommend his book The Behavior Gap , as well.