On the heels of the massive Twitter IPO, Square is reportedly in talks to go public. With the up-and-coming payments company poised to make noise in the public markets, is this something MasterCard (NYSE:MA) and Visa (NYSE:V) should worry about? In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss Square's business model and why it is not a threat to the credit card network behemoths.

David Hanson owns shares of Goldman Sachs. Matt Koppenheffer owns shares of Goldman Sachs. The Motley Fool recommends Goldman Sachs, MasterCard, and Visa. The Motley Fool owns shares of MasterCard and Visa. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.