The fees Fannie Mae (FNMA 0.67%) and Freddie Mac (FMCC 4.17%) charge to guarantee pools of mortgages may go up – what does this mean for shareholders? Would this make reform easier or harder? In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson look at three tweets, discuss Fannie and Freddie, AIG (AIG 2.37%) and Hartford (HIG 1.01%), and the role of luck in Auburn's recent run.