In this special "Best and Worst 2013" edition of The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer tell viewers why American Capital Agency, and Annaly Capital Management (NLY 0.96%)and ARMOUR Residential REIT (ARR 0.86%) lagged the market in 2013, but could be better positioned for 2014.