In this special "Best and Worst 2013" edition of The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer tell viewers why Two Harbors Investment Corp. (NYSE:TWO) and Invesco Mortgage Capital (NYSE:IVR) lagged the market in 2013, but could be better positioned for 2014. As investors were able to find more yield in the fixed income market, investors headed for the doors of the everything-mortgage REITs.

David Hanson has no position in any stocks mentioned. Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.