In this special "Best and Worst 2013" edition of The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer tell viewers why Two Harbors Investment Corp. (NYSE:TWO) and Invesco Mortgage Capital (NYSE:IVR) lagged the market in 2013, but could be better positioned for 2014. As investors were able to find more yield in the fixed income market, investors headed for the doors of the everything-mortgage REITs.