Most investors aren't wealthy enough to buy whole companies – but if we could, we'd love to buy SVB Financial (NASDAQ:SIVB) and Goldman Sachs (NYSE:GS) outright.

In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a question from their mailbag about buying banks and give their rationale behind these two picks.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.