Most investors aren't wealthy enough to buy whole companies – but if we could, we'd love to buy SVB Financial (NASDAQ:SIVB) and Goldman Sachs (NYSE:GS) outright.

In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a question from their mailbag about buying banks and give their rationale behind these two picks.