Subprime = risky, right? Investors often think companies like Discover (NYSE:DFS) are risky because of the loans they make. This contention, however, neglects to account for management's ability to manage and price that risk.

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson take a look at a Tweet about this concept.