In this segment of Where the Money Is, Motley Fool financial analysts Matt Koppenheffer and Patrick Morris discuss their opportunity to sit down with the head of the Electronic Transactions Association, Jason Oxman, while attending the Transact 2014 payments conference last week in Las Vegas. With so many companies now working hard to innovate in the payments space, consumers can be left feeling somewhat frustrated that there is no widely adopted universal standard. Matt discusses how he once viewed this as an obstacle, but that a big takeaway of his from his chat with Jason was that this is much more of an opportunity than an obstacle: having so many innovators working on a solution means the wide adoption of game-changing payments technology could be just around the corner.