Despite legislative efforts to enact sweeping change when it comes to Fannie Mae and Freddie Mac, many observers and investors believe the status quo is the most likely scenario for the foreseeable future. Given the low likelihood of reform, some are suggesting that the two entities should be merged into one single company to save money and generate more cash for the government.

In the following video, Matt Koppenheffer and David Hanson debate the likelihood of this happening and what it would mean for shareholders.