While fantasy football managers are busy trying to decide between Adrian Peterson and Jamaal Charles, we're trying to decide between Annaly Capital (NYSE:NLY) and Two Harbors (NYSE:TWO)

No, seriously.

Last year, Where the Money Is co-hosts Matt Koppenheffer and David Hanson were joined by Brendan Mathews and Billy Kipersztok for the inaugural WTMI "Fantasy Stock Draft." (You can find last year's picks here). Top-performing picks from last year's draft include American Tower (NYSE:AMT), Discover Financial (NYSE:DFS), and Markel (NYSE:MKL).

In preparation for this year's draft, in the video below Matt and David talk REITs and consumer finance stocks. Will Two Harbors top Matt's REIT list again? Will David be able to beat Matt to drafting Goldman Sachs (NYSE:GS)? What is the REIT that David prefers to Annaly Capital in this year's draft? All of these mysteries are answered in the video below.