On Oct. 26, pawnshop and payday lender Cash America
- A 20% increase in cash advance fees helped fuel a 15% increase in consolidated net revenue.
- GAAP net income increased 35% to $12.9 million, because of higher pawn loans and merchandise sales.
- Cash America carries a two-star rating in Motley Fool CAPS.
(Figures in millions, except per-share data)
Income Statement Highlights
|
Avg. Est. |
Q3 2006 |
Q3 2005 |
Change |
|
|---|---|---|---|---|
|
Sales |
$160 |
$166 |
$145 |
14.4% |
|
Net Profit |
-- |
$13 |
$10 |
35.4% |
|
EPS |
$0.41 |
$0.42 |
$0.32 |
31.3% |
|
Diluted Shares |
-- |
31 |
30 |
1.4% |
Get back to basics with a look at the income statement.
Margin Checkup
|
Q3 2006 |
Q3 2005 |
Change* |
|
|---|---|---|---|
|
Gross Margin** |
72.04% |
71.75% |
0.29 |
|
Operating Margin |
14.10% |
11.85% |
2.25 |
|
Net Margin |
7.81% |
6.60% |
1.21 |
**Revenue less cost of disposed merchandise as a percent of sales.
Margins are the earnings engine. See how they work.
Balance Sheet Highlights
|
Assets |
Q3 2006 |
Q3 2005 |
Change |
|---|---|---|---|
|
Cash + ST Invest. |
$30 |
$19 |
55.2% |
|
Accounts Rec. |
$24 |
$21 |
11.9% |
|
Merch. Held for Sale |
$83 |
$74 |
12.7% |
|
Liabilities |
Q3 2006 |
Q3 2005 |
Change |
|---|---|---|---|
|
Accounts Payable |
$51 |
$32 |
60.6% |
|
Long-Term Debt |
$201 |
$177 |
13.2% |
Learn the ways of the balance sheet.
Cash Flow Highlights
This information wasn't available in the press release.
Find out why Fools always follow the money.
Related Companies:
-
Advance America
(NYSE:AEA) -
Dollar Financial
(NASDAQ:DLLR) -
EZCORP
(NASDAQ:EZPW) -
First Cash Financial
(NASDAQ:FCFS) -
QC Holdings
(NASDAQ:QCCO)
Related Foolishness:
Advance America is a recommendation of Motley Fool Inside Value .
Fool by Numbers is designed to give you the raw earnings information in a timely fashion, putting all the numbers you need in one easy-to-read place. But at The Motley Fool, we believe numbers tell only part of the story, so check Fool.com for more of our in-depth discussion on what the numbers mean. For a fun new way to do research on stocks, check out CAPS, the Fool's new investment community.
At the time of publication, Fool contributor Rich Duprey did not own shares in any of these companies. Fool rules are here.
